What is Foreign National Full Doc?

The ITIN/Foreign Nationals Full Doc program is specially crafted for international borrowers, offering them a clear path to financing in a foreign landscape. Your borrowers, whether holding an ITIN or being foreign nationals, can navigate the loan process seamlessly with comprehensive documentation. This program removes the barriers often faced by international applicants, ensuring they have the same accessibility and ease as local borrowers. It’s the perfect bridge for global clients seeking a foothold in a new financial environment.

Need a Foreign National Full Doc loan scenario review?

If you have a client scenario that you would like our team to review, please use our simple prequal submission form.


  • Up to 75% LTV With Full Doc / 70% LTV With DSCR
  • 700 Min FICO (U.S. Credit) or Foreign Credit (No Score)
  • Loan Amounts From $150K to $3M+
  • Second Homes and NOO (Business Purpose)
  • Income Types: 2 Years Full Doc, Asset Utilization and DSCR
  • Purchase, Rate/Term and Cash Out
  • Property Type: Single-Family Residence, 2-4 Units, Warrantable and Non-Warrantable Condo, Condotel and Short Term Rental Financing – May Use AirDNA
  • Foreign National, First-Time Investors Allowed


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Broker in Just Minutes!

Offer your clients even more financing options by becoming an NQM Funding, LLC-approved broker. You’ll gain access to our competitive loan packages, flexible programs, and top-quality support service to ensure that your clients are getting the best deal, every time.


This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with all laws and regulations. Distribution to the general public is prohibited. Rates and programs are subject to change without notice.