What is Investor DSCR Mixed Use?

The Investor DSCR Mixed Use loan program is an investor’s dream come true for mixed-use properties. Here’s why: It grants up to a generous 75% LTV with loan amounts spanning from $250K right up to $3M, making it suitable for a range of investments. Tailored for non-owner-occupied business endeavors, this program is distinctive in its 1:1 DSCR requirement. Your borrowers just need to demonstrate a year of hands-on experience within the last three years in either commercial or residential real estate management. With a FICO score starting at 660, it prioritizes the lowest middle score among all borrowers for qualification. And the cherry on top? Whether your clients operate under an LLC or Corporation, they can vest the title at closing, provided there’s a Natural Person involved. Plus, it’s not just limited to US persons; foreign nationals can also jump aboard. A comprehensive and inclusive solution for mixed-use property investments!

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  • Up to 75% LTV / 660 Min FICO
  • Loan Amounts From $250K to $3M
  • Purchase, Rate/Term, Cash Out
  • Min DSCR = 1.00
  • LLC or Corporate Title Vesting at Closing Eligible With Natural Person
  • U.S. Citizens, Permanent and Non-Permanent Residents and Foreign Nationals


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This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with all laws and regulations. Distribution to the general public is prohibited. Rates and programs are subject to change without notice.