Wholesale
We know you want your clients to receive the best service, and that starts with the right financing program. Our wholesale offerings allow you to cater to a wide range of lending scenarios while receiving assistance from our knowledgeable brokers when you need it.
Wholesale Products
Flex Supreme
Flex Supreme is at the top of the NQM Funding programs waterfall offering the best pricing for the most qualified borrowers who do not have any credit challenges and possess very stable employment, income, credit and assets history.
Flex Select
When the agency route just won’t work for your borrower’s specific scenario, our Flex Select program is a perfect alternative. With an LTV up to 90%, a wide loan amount range and full and alternative documentation options, it’s suitable for diverse financial scenarios.
Flex Second Lien
For borrowers with a first lien, this offering provides the additional cash they may need without disrupting their first mortgage or serves as a source of down payment for purchase transactions.
Flex DSCR Supreme
Our newest program, DSCR Supreme is our most competitively priced DSCR option that caters specifically to the highly credit qualified investor for their business purpose loan needs.
Flex Investor DSCR
Designed for first time and experienced investors alike. Our Investor DSCR program provides flexibility and versatility of property types and we recently moved DSCR < .75 to No Ratio into its own Program Matrix.
Flex Foreign National
The Foreign National program is specially crafted for international borrowers, offering them a clear path to financing in a foreign landscape. We’ve removed the barriers often faced by international applicants, ensuring they have the same accessibility and ease as local borrowers.
Flex Select ITIN
Our ITIN program is specially crafted for borrowers with Individual Taxpayer Identification Number. We’ve removed the barriers often faced by ITIN applicants, ensuring they have the same accessibility and ease as local borrowers.
2/1 Temporary Buydown
This feature can be used with three programs: Select Prime Full Doc, Alt Doc, and Investor DSCR 1–4 Units. It allows a borrower to ease into monthly payments with reduced interest rates for the first two years.
Super Jumbo
The Super Jumbo program is a specialty product for high-net-worth borrowers with solid, stable income and credit and considerable assets for down payment, closing costs, and reserves.
We're Always Here To Guide You
- How quickly can I close my loan?
- While every loan situation is unique, we know that timely closings make everyone happy. NQM Funding, LLC always strives to close their loans on time.
- Is my data secure?
- Your data, as well as that of your clients, is always protected with NQM Funding, LLC. We never share, sell, or distribute your information.