What is a Super Jumbo?

The Super Jumbo program is a specialty product for high-net-worth borrowers with solid, stable income and credit and considerable assets for down payment, closing costs and reserves. The collateral must be a prime real estate property within a prime real estate market.

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  • Loan Amounts > $3.5M to $5M
  • Max 70% LTV / 720 Min FICO
  • Max DTI 38%
  • Primary Residence Only
  • Purchase, Rate/Term and Cash Out (Max Cash Out $1.5M)
  • 1 or 2 Years Full Doc, 24 Months Bank Statements and Asset Utilization (Assets Divided by 84 Months)
  • 30-Year Fixed Rate or 40-Year Interest-Only
  • Single-Family Residence/PUD (1 Unit), Condo (Warrantable/Non-Warrantable), Max 2 Acres
  • U.S. Citizen, Permanent and Non-Permanent Resident Aliens


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This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with all laws and regulations. Distribution to the general public is prohibited. Rates and programs are subject to change without notice.